Questions

What is Credit Management?

A process where goods and services that are paid for at a later date are managed to ensure the debt is paid within an acceptable time period so that both the seller and buyer remain happy.

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But will I lose control?

No – you set the terms and what you want from the relationship. And you can change these at any stage, during any of the regular meetings with your credit manager.

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Will my clients know if I use Credit Advice.co.nz?

No – our work is seamless. Your clients have no
knowledge that the work is being done by a contractor.
As far as they are concerned, we are "your" employees.

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Why don’t I just hire someone?

Because we are the best, you’d look long and hard to find the kind of experience we offer, our consultants are infinitely flexible, often utilised on a part-time basis. You’ll pay no ACC, no Holiday Pay, no Sick Pay, no Kiwi Saver.

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Am I locked into some long-term contractual arrangement?

Absolutely not – you may terminate your contract with Credit Advice.co.nz at any time.  

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What are the advantages of outsourcing your Credit Department?

Question: Is what you are currently doing working for you?

If you are reading this then it probably isn’t

Advantages

• Peace of mind with your debtors
• Highly qualified, trained, specialist credit managers who are experienced with national and regional contracts
• Proven record in reducing the 3 & 4 months overdue column
• Seamless – your clients have no knowledge that the work is being done by a contractor. For all intent and purposes we are your “in-house” credit managers
• Proven systems and policies developed over many years and in a variety of industries
• Frees up your time to spend on the other important parts of your business
• We are passionate about what we do, strong work ethic, more loyal and reliable than an employee
• Relief credit managers available
• Back up advice available
• Fixed cost per month
• No ACC
• No Holiday Pay
• No Sick Pay
• No Kiwi Saver contributions
• No administration problems, all handled by Credit Advice 
• Ability to give notice and terminate the contract at any time

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Disadvantages

• We are a contractor not an employee
• Person not on site full time, although our consultants are available on cell phone all week
• Valuable confidential information being made available to an outside contractor
• Certain functions need to be performed by your own staff e.g. processing payments, completing account application forms, passing credit notes, updating debtors records